Michigan Supreme Court Rejects Insurer’s Leave

The plaintiff was rendered a quadriplegic when, as a passenger on a late night drive home to Michigan with her military husband, the driver struck a tree. The insurance company denied the plaintiff her personal insurance protection benefits under Michigan’s No-Fault Act, claiming that the plaintiff was not insured as a Michigan resident because she had gone to North Carolina to be a part of a military family. Sometimes, a challenge as straight forward as proving someone’s home residency can be a complex process with no guarantee of victory. Partner Nick Andrews saw this as a case of principle in supporting military families stationed away from home. While the battle is still underway, the team has made incredible strides, winning in The Michigan Supreme Court and establishing insurance companies must be aware of true residency and cannot cancel mandatory protection under Michigan’s No-Fault Insurance laws without informing the insured.

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